MoneyLoji - Instant Loan App Mod Apk v2.1.950  

Are you looking for an unsecured personal loan? Look no further! Check your loan eligibility instantly, know your credit score and enjoy a 100% digital process for loans up-to Rs. 1 Lakh through RBI registered NBFCs, with the best personal loan app in India. Download the MoneyLoji app now for all your credit needs.



MoneyLoji Loan Products

✅ Loan amount: ₹10,000 to ₹50,000

✅ Interest Rates: 1% to 2.5% per month

✅ Annual Percentage Return (APY): Up to 36%

✅ Processing Fees: Min ₹499 + GST and Max ₹799 + GST

✅ Tenure: 62 days to 12 months

✅ Penalty charges: 0.6% per day of the overdue EMI & Bounce Charges of ₹750 to ₹ 1000 on non-repayment of EMIs.



Example

✅ Product: Salary Advance Loan

✅ Loan Amount: ₹30,000

✅ Tenure: 180 days

✅ Interest Rate: 0.15% per day (54% on reducing principal balance interest calculation)

✅ Processing Fees (incl. GST): ₹943

✅ EMI: ₹5816

✅ Total Interest Payable = ₹5816 * 6 - ₹30,000 = ₹4898

✅ Disbursed Amount = ₹30,000 - ₹942 = ₹29057

✅ Total Amount Payable = ₹5816 * 6 = ₹34898

✅ Total Cost of the Loan = Interest Amount + Processing Fees = ₹4898 + ₹943 = ₹5841



Why Moneyloji?

⭐ Interest rates starting at 1.49% per month!

⭐ Check your loan eligibility instantly

⭐ Loan of up to Rs 1 lakhs

⭐ Loans from RBI registered NBFCs only

⭐ Instant bank transfer within 30 mins if loan approved

⭐ Minimal documents needed



Our RBI registered lending partners

🏦 Ganesh Leasfin Private Limited (NBFC)

🏦 Transactree Technologies Pvt Ltd

🏦 Charm Investments Private Limited

Loan agreements will be in the name of one of these lenders. MoneyLoji is only a technology facilitator.



Underwriting Criteria?

👉 Minimum credit score of 600

👉 Salaried professionals only with minimal salary Rs 20000 per month

👉 Healthy FOIR/ positive monthly eligibility

👉 Valid PAN Card, Aadhaar Card, Photo and Address Proof documents

👉 Bank Statement (Last 3 months)

👉 Latest Salary Slip / Offer letter

👉 Should not be in negative pin code list



How to apply for an easy loan with Moneyloji?

1️⃣ Download Moneyloji app

2️⃣ Fill in your basic profile and employment details

3️⃣ Upload the required documents and details

4️⃣ Sign the loan agreement online

5️⃣ Provide two references/1 guarantor

6️⃣ Complete enach/e-mandate registration

7️⃣ Get your loan disbursed within 30 mins of approval



App Features

😀 Instant Eligibility Check

😀 Fast Online Application

😀 Free Credit Score

😀 EMI Calculator

😀 Refer & Earn



1. Salary Advance Loan - A flexible loan option where you can avail loans within 10 minutes as direct bank transfer.

✅ Amount: ₹10,000 to ₹50,000

✅ Processing Fees: ₹499 + GST

✅ Tenure: 62 days - 6 months

✅ Annual Percentage Return (APY): Up to 36% depending on risk profile

✅ Operational States: Chandigarh Delhi Goa Haryana Himachal Pradesh Kerala Madhya Pradesh Maharashtra Pondicherry Punjab Rajasthan Tamil Nadu Uttar Pradesh Uttarakhand



2. Jumbo Loan - A personal loan option where you can avail amounts from ₹50,000 to ₹1 Lakhs as direct bank transfer for tenure ranging from 6 to 12 months.



✅ Amount: ₹50,000 to ₹1,00,000

✅ Processing Fees: ₹799 + GST

✅ Loan Tenure period: 6 - 12 months

✅ Annual Percentage Return (APY): Up to 36% depending on risk profile

✅ Operational States: Chandigarh Delhi Goa Haryana Himachal Pradesh Kerala Madhya Pradesh Maharashtra Pondicherry Punjab Rajasthan Tamil Nadu Uttar Pradesh Uttarakhand



Privacy Policy

Please read our privacy policy

https://www.moneyloji.com/privacy-policy/



FAQs

Please read our FAQs here

https://www.moneyloji.com/faqs/



Contact Us:

Mail us on [email protected] or [email protected]

Call us on +91-8447716736 (Mon-Sat 9:30 AM - 6:30 PM)

Address: 901, 9th floor, DLF City Court, Sikanderpur, Gurugram, Haryana 122002

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